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African Safari 2007
INSURANCE

INSURANCE INFORMATION

INSURANCE

Temporary one month membership of AMREF's Flying Doctors' Society may be purchased at a cost of US$30 per client. This cover provides the services of light aircraft and skilled doctors for emergency treatment and evacuation to Nairobi resulting from accident or medical emergency in Kenya and Northern Tanzania (within a 200 km radius of Nairobi). This does not take the place of a standard travel insurance policy. http://www.amref.org/

General travel insurance is needed in addition to the above.

Check out insuremytrip.com you can compare what different companies offer and decide what is important to you whether it be trip cancellation/delay, medical, evacuation etc.

We used TRAVELGUARD International all three times and found it very easy. Call or get on the web site about 10 days prior to your departure, because they sometimes need to mail the stickers to you. The last time it was printed out on my computer.
TEL. 1-800.826.1300 OR
www.travelguard.com.


There are several other companies such as MEDEX and be sure to go on line to Insure my Trip for price comparisons -
www.insuremytrip.com.

If trip delays and/or cancellations are a worry, you will find that some of these plans are better than others. I'm mostly concerned with one of us having a medical emergency in the middle of the bush and needed a Medical evacuation by helicopter - very expensive.
Best wishes on your trip." - Joan


"I've read about people using Medjet.
http://www.medjetassistance.com

One guy I read about was very sick with malaria. Flying Doctors flew him to Nairobi. He was afraid he wasn't getting the treatment he needed so when Medjet called to check on him he told them he needed to get home (US). They couldn't pick him up until the next evening but he said he was too sick to go that day anyway. He said a nurse from The Flying Doctors came to his room and transported him to the airport with wheelchairs, ambulances etc. They were to make the transfer on British Air in First class, where the seats fold flat into beds. The nurse rode in the seat next to him, checked on him, and handled all the logistics of travel. As they got off the plane in Dallas, the EMT's were at the gate with a gurney with two US Customs Officers. Customs was not going to allow him into the country because they were unsure what Malaria was but the nurse an EMT's assured them it was not contagious and they were satisfied. the man sick with malaria had a policy with Medjet, not flying doctors. Medjet used flying doctors but his policy/agreement was with Medjet. I don't know if the Flying Doctors policy would have covered flying him back to the states.
Here's what Medjet say:
MedjetAssist is your ticket home if you become ill or are injured.
As a MedjetAssist member, if you are hospitalized virtually anywhere in the world, simply call MedjetAssist and a specially equipped aircraft with a medical team can be dispatched to bring you to your home hospital or hospital of your choice so you can be treated by your personal physician and be close to your family.
MedjetAssist is a prepaid, air medical transportation membership program -- not a travel insurance policy or health care plan. MedjetAssist was created to provide affordable, high-quality air ambulance service to individuals, families and businesses.
Lloyd's of London underwrites the program to guarantee that a transport will be available to every MedjetAssist member in time of need.
MedjetAssist transports members without regard to medical necessity. Members who are hospitalized may choose to be transported to a hospital of their choice.
There is no limit on the cost of a medical transport. And unlike travel insurance or travel platinum cards, MedjetAssist provides medical evacuations for its members both globally and domestically.
MedjetAssist's services are provided to members 24 hours a day, 365 days a year. "

"Even MedJet can't get you from the bush to a hospital from where MedJet can make arrangements with their own plane or as in the case above via BA. I would, however, assume that if you don't already have Flying Doctor's to get you to a viable hospital faciity in NBO (or other Arusha, DAR, ZNZ) MedJet might pay for Flying Doctors to pick one up from the bush. That's only my guess.
MetJet is an excellent service for anyone who travels regularly - even domestically, at least 50-miles from home. The annual family policy is about $300; for a single about $200. And worth every penny, when one considers what is spent on overall travel - business of pleasure; what is would cost if you had to pay for evacuation without such coverage.
Other then MedJet, all other medical evacuation programs only get you to the closest best medical facility - can be NBO, JNB, TLV, somewhere in Europe - not to your home hospital.
The fee for Flying Doctors is a small amount to pay for piece of mind in conjunction with a comprehensive insurance policy or a medical/medical evacuation only policy. On www.insuremytrip.com you will find the various options available to you".

"Look for a comprehensive trip insurance policy that provides trip cancellation/trip interruption coverage. Make sure you purchase your insurance within X number of days of paying your initial deposit (usually 7-21 days depending on carrier) so you have coverage for pre-existing medical conditions, travel supplier default, and terrorism. Go to www.insuremytrip.com to compare policies. Read everything carefully so you understand what types of emergencies are covered and what aren't. Each insurer sets their own policies which may be different from other insurers. Don't assume all policies are the same".

 

Whether you take out a Comprehensive policy that covers interruption/cancellation, travel and baggage delays, baggage loss, medical/dental and medical evacuation; or Medical/dental and Medical evacuation only. Some outfitters will not take you on safari if you don't at least have Medical and Medical Evacuation insurance... you have to provide them with our insurance confirmation particulars, before you get in your safari vehicle or on an internal flight. So I would suggest you at least have these last two.

Rarely will insurance cover your deposit, but more often then not, these deposits can be applied to a trip at a later date within 6-months to 1-year.
Do, also know your blood type and that of your travel companion/partner, just in case.
You've paid a good amount of money for a vacation, protect as much of it in case "something" occurs. Travel with some piece of mind - get the insurance.


 

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